Billing Options

Billing Options

Budget Billing

If you’ve experienced a higher-than-normal bill due to severe weather in the winter or summer, A&N Electric Cooperative’s Budget Billing plan could help equalize your monthly bills. The plan is available to co-op members who have had abnormally high usage for certain periods of the year.

In the Budget Billing plan, your monthly bill will be the average of your previous 11 months’ usage, plus your current month’s usage. With each new bill, the oldest month’s usage will be dropped from the average and your current month’s usage will be added. A member on the Budget Billing plan will not make the same payment each month, but the monthly payments should not vary by a large amount.

To qualify, a member must live at their current location for at least the past 12 months and have established good credit with the cooperative.  You may not have more than two late payments in the past 12 months and a member’s current account balance must be $0, although exceptions may apply.

If you are interested in Budget Billing, return the Budget Billing Application Form to the cooperative billing office or contact us for additional information. Our personnel will be glad to review your account for consideration. 



Prepaid Metering

(Option will be available starting Oct. 1, 2021)

Prepaid metering is a voluntary payment option, allowing co-op members to make payments into an account to cover the costs of future energy use. With prepaid billing, you pay for electricity in advance, how and when it’s convenient for you. (Learn more)


  • No deposit required
  • $25 will get you started
  • Pay what you want, when you want
  • Monitor and manage energy use
  • Payment flexibility
  • No late fees
  • No restoration fees
  • No monthly bill surprises



Paperless Billing

Save paper, money and the environment! Register your e-mail and receive a notice when your bill is ready to view and/or pay through SmartHub on our website. To sign up for paperless billing speak to one of our Member Services Representatives by calling 757-787-9750 Option 3, or fill out a Contact Us form telling us you want to go paperless.